Self-Managed Super Fund (SMSF) Services
Greater control, flexibility, and tax efficiency for your retirement.
An SMSF gives you complete autonomy over your investment choices—from property and shares to cash and term deposits—under strict ATO regulatory compliance.
tax-effective wealth strategy.
Complete accounting, tax, and administration for your SMSF.
Managing an SMSF requires adherence to strict superannuation laws. We ensure your fund remains fully compliant while optimizing your tax benefits.
SMSF Establishment & Trust Deed Setup
Complete setup of your fund, tailored trust deed drafting, corporate trustee registration, ABN/TFN acquisition, and bank account guidance.
SMSF Annual Return (SAR) Lodgement
Accurate tax return preparation and electronic ATO lodgement, ensuring all tax concessions and franking credits are claimed properly.
Pension Commencements & Documentation
Structuring account-based pensions, calculating minimum drawdown requirements, and drafting trustee minutes and documentation.
Property & Asset Acquisition Structuring
Guidance on purchasing commercial or residential property through super, ensuring strict compliance with LRBA and sole purpose rules.
Annual Financial Statements Preparation
Year-end operating statements, statement of financial position, and detailed member balance reporting prepared to professional accounting standards.
Independent SMSF Audit Coordination
Facilitating the mandatory annual financial and compliance audit with approved ASIC-registered independent SMSF auditors.
Contribution Caps & Concessions Tracking
Monitoring concessional and non-concessional caps, bring-forward arrangements, and Division 293 tax implications to prevent penalties.
SMSF Wind-Up & Rollover Management
Compliant fund closure, asset liquidation coordination, final return filing, and smooth rollover into APRA-regulated super funds.
Frequently asked questions about Self Managed Super Funds
What are the advantages of managing my own super fund?
An SMSF grants direct control over investment choices (including residential and commercial real estate, shares, and managed investments), significant tax-planning flexibility in retirement, and enhanced estate planning options.
Is an independent SMSF audit mandatory every year?
Yes. Australian superannuation legislation requires every SMSF to be audited each financial year by an approved independent ASIC-registered SMSF auditor before the annual tax return is lodged with the ATO.
Can an SMSF borrow money to buy investment property?
Yes, SMSFs can borrow to invest in single acquirable assets using Limited Recourse Borrowing Arrangements (LRBAs), provided the transaction complies with the fund’s investment strategy and the ATO’s sole purpose test.
Take control of your superannuation future today.
Speak with the SMSF accountants at DP Accountants & Advisors to set up, administer, or review your self-managed super fund.